If your CIBC credit card expires or is damaged, you will be unable to use it for any transactions. So your best bet is to purchase a replacement. Keep in mind that just the card expires; your account will not go through the same procedure.
How to Replace An Expired CIBC Credit Card
So, as long as you keep reading, you will understand how to replace a CIBC credit card that has expired. Furthermore, we will show you how to effortlessly change it, which will just take a few clicks.
In 1 minute, you may replace an expired CIBC credit card.
If you haven’t used your card in the last 12 months, we urge you make at least one transaction with it before doing any of the following. This is to avoid complications with the bank due to a lack of activity.
Then, to replace your expired CIBC credit card, follow these steps:
- Login: now that you are ready, you can get a replacement by entering your account through CIBC Online or Mobile banking (Android or iOS).
- click “Manage My Card”: In the Credit Card Details area, click Manage My Card and follow the steps.
- You’re ready: That’s all there is to it! Once completed, the new card should arrive between 4 to 10 business days.
The bank, on the other hand, normally keeps track of the card and sends a replacement two weeks before it expires. So, if your CIBC credit card has expired, you won’t have to lift a finger to request for a new.
You can still choose to replace the credit card sooner if you want to avoid the inconvenience of waiting. Finally, you can request a replacement by phone by dialing 1-855-887-3888.
Let me now address some often asked issues concerning expired CIBC credit cards.
Can I use an expired CIBC credit card?
The expiration date is the date after which your card will no longer operate. When the final day of the month indicated on the back of your credit card arrives, it is considered expired, and you must obtain a replacement.
If your CIBC credit card is expired, you cannot use it.
Apple Pay and Google Pay are two features that remain unchanged when you replace your expired CIBC credit card. If you utilize one of these services, you will not need to alter any information; just the expiration date will change.
What Happens Next After You Replace Your Expired CIBC Credit Card?
You should activate your new credit card as soon as you receive it. The process is not difficult, however if you are unsure how to proceed, please read this post: How to Activate CIBC Credit Card.